Overpayment calculator

Your current mortgage or loan

Please enter a valid mortgage balance between 1000 and 999999

What is your outstanding balance?

£ e.g.125000

What is the repayment type of your mortgage or loan?

Please enter a valid Year/Month. Maximum value is 40 years.

How long is your remaining term?

e.g.15 Years
e.g.3 Months
Please enter a valid Interest Rate

What is your current interest rate?

e.g.2.5 %
Please enter a valid overpayment value

How much do you want to overpay by each month?

£ e.g. 100
Please enter valid Value/Years

Do you want to make a lump sum overpayment?

£ e.g.100
in
e.g.15 Years

Flexible options

 
£
 
 
years
 
 
£
 

Without overpayments

Instalment
Total amount
Term

With overpayments

New instalment
New total
New term

Time saved

0 years

Interest saved

£0.00

If you overpay by:

per month

you could save:

in interest

and your balance could be:

lower when your term ends in

  Monthly payment Total amount repaid over term Balance at end of term
With overpayments
Without overpayments
With Overpayments #01b6c7
Without Overpayments #1c1251

MORTGAGE BALANCE AT THE END OF YOUR MORTGAGE TERM IN MMMMMM YYYY (£)

To see the effect of overpaying by a different amount, Click the “Edit details” tab below.

Edit details
Results – See how much you could save by making overpayments

If you overpay by:

per month

you could save:

in interest

and you could pay off your balance:

  Monthly payment Term Total amount repaid
With overpayments
Without overpayments

To see the effect of overpaying by a different amount, Click the “Edit details” tab below.

Edit details

The results of this calculator are based on several assumptions that may not apply to your mortgage. They should only be used as a guide as they are indicative only.

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